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Monthly Archives : June 2018

Factors That Don’t Affect You Score

You probably know that having great credit lifts your finances like hot air in a balloon. It allows you to borrow at low interest rates, which saves huge amounts of interest on loans and credit cards. Additionally, having good credit helps your financial life in some surprising ways, including paying lower premiums for auto and home…

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Negotiating With Creditors

If you are struggling to make your credit card payments or to pay off other debts, it may be time to start negotiating with creditors in order to avoid bankruptcy proceedings. You need to be prepared though, as they are used to people requesting some sort of concessions in negotiations and very good at avoiding…

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