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Factors That Don’t Affect You Score

You probably know that having great credit lifts your finances like hot air in a balloon. It allows you to borrow at low interest rates, which saves huge amounts of interest on loans and credit cards. Additionally, having good credit helps your financial life in some surprising ways, including paying lower premiums for auto and home…

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Negotiating With Creditors

If you are struggling to make your credit card payments or to pay off other debts, it may be time to start negotiating with creditors in order to avoid bankruptcy proceedings. You need to be prepared though, as they are used to people requesting some sort of concessions in negotiations and very good at avoiding…

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5 Best Credit Repair Tips

If you’re coming out of bankruptcy, foreclosure or simply don’t have a very good credit score, there are plenty of things that you can do in order to boost your score. Some are pretty intuitive while others may not come to mind right away. Below, however, are the five best tips. Don’t Be Afraid to…

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