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Negotiating With Creditors

If you are struggling to make your credit card payments or to pay off other debts, it may be time to start negotiating with creditors in order to avoid bankruptcy proceedings. You need to be prepared though, as they are used to people requesting some sort of concessions in negotiations and very good at avoiding…

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Factors That Don’t Affect You Score

You probably know that having great credit lifts your finances like hot air in a balloon. It allows you to borrow at low interest rates, which saves huge amounts of interest on loans and credit cards. Additionally, having good credit helps your financial life in some surprising ways, including paying lower premiums for auto and home…

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Be Thankful as 2020 Ends

This time of year, business owners often express thanks to the customers and employees who make it possible for them to run their companies. That’s not all they have to be appreciative of, however. Here are three more things that business owners can be thankful for as 2017 comes to an end. 1. Rising E-Commerce…

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